Types of Car Accident Claims: A Comprehensive Overview

Car accident claims process

Car accidents can occur in numerous ways and for various reasons. If you find yourself involved in one of these situations, you might be eligible to claim compensation for personal injuries and related expenses. The Personal Injuries Assessment Board handles most cases, and it’s essential to understand the common reasons for such claims.

Navigating the complexities of car accident claims can be challenging. By educating yourself on the various types of claims and the necessary process, you can increase your chances of a successful resolution. Within this article, we will explore different scenarios and factors affecting car accident claim outcomes.

Key Takeaways

  • Familiarise yourself with the diverse types of car accident claims
  • Understand the role of the Personal Injuries Resolution Board
  • Gather necessary evidence to strengthen your car accident claim

Rear-End Collision Claims

Determining Responsible Party

In most cases, the responsibility lies with the driver who crashes into the rear of the vehicle ahead. Instances may include stationary cars at junctions or traffic lights, and in cases where multiple vehicles are involved due to a chain reaction effect.

If caught in a rear-end collision, victims may face severe injuries and have the right to pursue a legal claim. Determining liability can be assisted by examining:

  • Avoidability of the incident: Drivers on public roads are obliged to ensure the safety of others. A driver may not be deemed liable if they have exhausted all measures to avoid a collision.
  • Reaction time: In cases where the collision occurs due to driver distraction or slower reaction, the driver may be held accountable. However, if faced with an unpredictable obstacle, sudden braking won’t be considered negligence.
  • Availability of evidence: Witness testimony or dashcam footage help in establishing what occurred and better determine who was at fault.

Causes of Rear-End Collisions

Common reasons for rear-end collisions include:

  • Fatigued driver causing the collision
  • A distracted driver due to mobile phone usage
  • The driver being under the influence of alcohol or drugs
  • Inadequate distance between vehicles resulting in a collision when the front vehicle stops unexpectedly
  • Malfunctioning brake lights in the front vehicle
  • Abrupt lane changes without signaling by the front vehicle
  • Failure of the front vehicle to turn on hazard lights after breaking down
  • Improper adjustments according to driving conditions by either driver

Injuries Resulting from Rear-End Collisions

Whiplash, caused by the abrupt motion of the head and neck during the impact, is the most frequent injury associated with rear-end collisions. Affected individuals can claim expenses for rehabilitation treatment alongside other potential injuries such as:

  • Brain Injury
  • Spinal Injury
  • Nerve Injury
  • Fractures

It is important to note that passengers may also claim for injuries, and may sometimes face more severe injuries due to their lack of preparedness for the collision.

Hit and Run Claims

Filing a Claim After a Hit and Run

In most car accident cases, the injured party’s insurance provider handles the claim for damages. However, when the responsible driver leaves the scene without providing insurance details, the injured party may need to seek compensation through the Motor Insurers’ Bureau of Ireland (MIBI). The MIBI was established to compensate victims of road accidents involving uninsured or untraceable drivers.

The MIBI scheme is designed to cover personal injury claims in cases where the at-fault vehicle may not be traced and/or insured. It also covers vehicle and property damage claims when a valid registration plate is identified. The MIBI investigates claims, so it is recommended to contact a solicitor to represent your interests if you are filing a hit-and-run claim.

Reasons for Hit-and-Run Incidents

There are various reasons why drivers leave the scene of an accident, including:

  • Speeding: The World Health Organisation states that increasing average driving speed by just 1 km/h increases the risk of a crash involving injury by 3%, and the risk of a fatal crash by 4-5%.
  • Ignoring Road Rules: This includes breaking red lights or not adhering to traffic signals.
  • Fatigued Driving: The Road Safety Authority compares the effects of driver fatigue to driving under the influence of alcohol. Tired drivers are advised to stop in a safe place, drink a caffeinated beverage, and sleep for 15-20 minutes.
  • Mobile Phone Usage: Although illegal since 2014, some drivers leave the scene of an accident to avoid being identified and penalised for using a mobile phone while driving.
  • Driving Under the Influence of Alcohol or Drugs: According to the RSA, 38% of road collisions involve drivers with alcohol in their systems. Drivers who have used drugs or alcohol may wish to avoid being discovered at the scene of an accident.

Common Injuries in Hit-and-Run Accidents

Injuries sustained in hit-and-run accidents may be diverse, as these incidents don’t fall into a specific category. Some common injuries include:

  • Fractures: Broken bones can occur in various parts of the body as a result of impact or force.
  • Brain Injury: A hit to the head or violent motion can result in a traumatic brain injury.
  • Spinal Injury: Damage to the spine can have long-term consequences, including paralysis.
  • Lacerations: Severe cuts and abrasions may result from shattered glass or debris.
  • Loss of Limbs: In extreme cases, a crash may result in the loss of a limb or necessitate amputation.
  • Paralysis: Severe spinal damage can lead to permanent paralysis and loss of mobility.

Roundabout Accidents

Avoiding Accidents at Roundabouts: Understand the Regulations

To prevent accidents on roundabouts, it’s crucial to be familiar with the rules:

  • Priority goes to drivers already on the roundabout.
  • When approaching the roundabout, stay in the left-hand lane for exits from 6 o’clock to 12 o’clock positions, using the clock as a guide.
  • Use the right-hand lane for exits between 12 o’clock and 6 o’clock.
  • Pay attention to and follow road signs.
  • Keep right and only switch to the left lane when preparing to exit.
  • Signal left only when the subsequent exit is the one you intend to take.

Common Injuries from Roundabout Accidents

Roundabout accidents often involve rear-end collisions or sideswipe incidents, leading to a variety of injuries. Some frequently seen injuries in roundabout accident claims include:

  • Neck injuries
  • Whiplash
  • Back injuries
  • Lower back injuries
  • Injuries to limbs

Causes of Roundabout Accidents

Various factors can contribute to roundabout accidents:

  • Inexperience in navigating roundabouts correctly.
  • Failure to yield to approaching traffic.
  • Entering the incorrect lane, causing collisions with other vehicles.
  • Sudden slowing down, resulting in rear-end collisions with the following vehicle.
  • Accidents can occur when drivers cut off other vehicles to exit the roundabout.

Keep in mind that weather conditions can also impact roundabout accidents. Drive cautiously and adapt to the conditions to increase safety.

Dealing with Uninsured Driver Claims

Handling Damages from an Unidentified Vehicle

In the unfortunate event of a road traffic accident involving an uninsured driver, the Motor Insurers Bureau of Ireland (MIBI) offers protection and compensation for injuries and material damages. To proceed with a claim, you need to provide your personal information and details about the accident. It is crucial to be available for an interview with MIBI agents within 30 days of applying for a claim through the Personal Injuries Resolution Board. Having a solicitor present during the interview is permitted.

Under the MIBI agreement, damages caused by an untraced vehicle are not covered for liability, except when the road traffic accident results in significant personal injuries. This includes a hospital stay of at least five days, which leads to a settlement.

Side-Impact Collision Claims

Determining Liability in Side-Impact Collision Claims

In side-impact collisions, which often occur when cars change lanes or navigate junctions without yielding to oncoming traffic, determining liability is essential. Establishing responsibility can be challenging, so collecting as much information as possible at the accident scene is critical.

Liability in side-impact collision claims might be concluded if the driver was engaged in any of the following activities:

  • Reckless driving
  • Driving under the influence of drugs and/or alcohol
  • Exceeding speed limits
  • Disobeying traffic signals
  • Driving while fatigued
  • Violating road regulations

To support your claim, gather evidence such as:

  • Witnesses: Obtain contact details and descriptions of their observations.
  • Garda reports: Report the incident and request a copy if the police did not attend the scene.
  • Photographs: Capture images of the vehicle positions, as well as any relevant signs or traffic signals.
  • Dashcam footage: Submit any available recordings from a dashcam.

Minor Road Traffic Accident Claims

Compensation for Injuries in Small Collisions

Even in minor road traffic accidents, significant personal injuries can occur. Insurance companies may argue that minimal car damage indicates a low risk of severe injury to the driver.

Despite the “minimum impact” defence put forth by a defendant’s solicitor, who claims that a low-speed impact caused minimal car damage and thus invalidates personal injury claims, it is important to remember that serious injuries can still result from such accidents. Factors that can influence the severity of injuries include:

  • The victim’s weight
  • The victim’s height
  • The victim’s position during the collision

To strengthen your claim after a minor road traffic accident, take the following steps as soon as possible:

  • Capture photos of the damage to both vehicles
  • Obtain a repair estimate
  • Acquire an assessor’s report
  • Request a Garda report
  • Seek medical attention immediately and adhere to the medical advice
  • Notify your insurance provider promptly

Additionally, consider consulting an engineer with expertise in assessing the effects of seemingly minor accidents. This will help bolster your case for compensation regarding personal injuries, damages, and expenses related to the accident.

Head-on Collision Claims

Injuries and damages due to head-on collisions can be quite severe, so it is crucial to understand the steps to take if you find yourself in such a situation and are eligible for a claim.

Establishing Fault

The initial step in making a claim for injuries sustained in a head-on collision involves submitting your claim to the Personal Injuries Assessment Board. It can be challenging to determine who caused the accident, especially because your memory of the events leading up to the collision might be unclear.

To prove that the other driver was responsible for the accident, you need to show that their breach of road rules led to the collision. Here are some factors to take into account when building your case:

  • Clarity of the accident cause
  • Presence of witnesses to the accident
  • Identification of any obvious errors made by either driver
  • Statements made by both parties after the incident

These questions will help strengthen your case against the other party. Gardaí can provide information about the statements made by those involved in the accident.

Head-on collisions can result in particularly severe injuries, such as:

  • Traumatic brain injury (TBI)
  • Internal injuries
  • Broken bones
  • Head injuries
  • Whiplash
  • Back and spinal injuries
  • Nerve injury
  • Amputations

While driving under the influence, driving while tired or under the influence of alcohol or drugs can lead to head-on collisions, proving liability is still important. Recovering compensation depends on effectively establishing the other party’s fault.

Fatal Road Accident Claims

Submitting a Claim for Fatal Injuries

After the tragic loss of a loved one in a traffic accident, the burden of pursuing a fatal injury claim can be overwhelming. However, to secure the well-being of the deceased’s dependents, it is crucial to act promptly. Enlisting the help of an experienced solicitor can make the process more efficient and sensitive to the situation. Dependents, as defined in the Civil Liability Act, may include a vast array of family members, including spouses, cohabiting partners, and various types of ancestors and descendants.

Multiple dependents can file a claim for damages due to a wrongful death. The individual who initiates the claim does so on behalf of all the dependents involved.

Timing for Fatal Injuries Claims

Sending a letter of claim to the defendant within two months of the accident is necessary according to the Civil Liability Act. As a result, contacting a solicitor as soon as possible is essential. After the letter has been sent, the solicitor will apply to the Personal Injuries Resolution Board. If liability is admitted, and the claim is approved, the board will determine the appropriate compensation.

Should there be disagreement with the board’s assessment, the case may go to trial, typically in the High Court. Intricate cases involving considerable loss of earnings may require the court’s intervention for a decision.

Damages Applicable in Fatal Injuries Claims

For fatal road accident claims, these are the types of compensation awarded:

  • Special damages cover funeral expenses, repatriation (if the deceased is a foreign national), and any out-of-pocket costs incurred.
  • Loss of dependency claims can be filed by those who relied financially on the deceased. Factors considered when determining these claims include the deceased’s income and expenses at the time of death. It is important to note that the defendant’s insurance company may contest loss of earnings claims, prompting solicitors to engage an actuary for expert evidence supporting the claim.
  • Emotional distress compensation is capped at E35,000 for fatal injuries claims and is divided among all of the deceased’s statutory dependents.

Road Bend Accident Claims

Establishing Accountability for Bend-Related Road Accidents

Road bend accident claims are quite prevalent, particularly regarding accidents on country roads that are often narrow and winding. Visibility can be limited on such roads, making it difficult to maintain control when encountering oncoming traffic, especially if driving at excessive speeds.

Assessing Responsibility for Bend-Related Road Accidents

To claim compensation for a bend-related road accident, you must first approach the Personal Injuries Assessment Board. The chances of a successful claim increase if the accident is determined to be the other driver’s fault.

  • If your vehicle was stationary and struck by another, the other driver will likely be held responsible.
  • If your vehicle was hit by another car wrongfully overtaking on the incorrect side of the road, that driver will likely be considered at fault for the accident.
  • If your vehicle was hit by a car emerging from a side road, the driver is usually deemed at fault since they should have ensured that the road was clear. However, other factors may indicate that they were not to blame.

Keep in mind, if you share some responsibility for the accident due to contributory negligence, your claim may not be accepted.

Merging Traffic Accident Claims

Typical Locations for Merging Lanes

Merging lanes often appear near entrances to motorways. These can be challenging for inexperienced drivers or those who are not paying full attention. The fast-paced, high traffic volume on motorways can lead to multiple vehicle accidents when merging. In such cases, the driver responsible for the initial error may be held accountable for all accidents that follow.

Causes of Accidents in Merging Traffic

Accidents involving merging traffic can result from various factors, such as:

  • Flawed Road Design

Sharp motorway shoulders can cause drivers to unintentionally cross into adjacent lanes, leading to collisions with oncoming vehicles. Additionally, median strips that separate traffic moving in opposite directions may present hazards if they are too low or have poor reflectivity.

  • Poor Road Conditions

Inadequate road maintenance can lead to erosion and the formation of potholes. Drivers attempting to avoid these hazards may swerve into the path of other vehicles, causing accidents.

  • Reckless Driving Behaviour

Irresponsible actions by drivers, such as crossing several lanes without caution, forcing their way in front of other vehicles, or neglecting to use turn signals can increase the likelihood of accidents in merging traffic.

Motorway Accident Claims

Determining Fault in the Accident

When driving on motorways, drivers must be extra cautious due to the higher speed limits and increased traffic. If another driver involved in a motorway accident fails to abide by the road rules, they could be held accountable for the accident. It is crucial to obtain their insurance details at the scene to proceed with a claim.

Causes of Motorway Accidents

Motorway accidents can occur for the same reasons as other road accidents, such as speeding, driving under the influence, driver fatigue, and mobile phone distraction. However, specific factors play a significant role in motorway accidents due to the increased speed and traffic:

  • Weather Conditions: Snow and heavy rain can create slippery road surfaces. When travelling at high speeds, stopping becomes more challenging. Maintain a distance of at least four seconds between your vehicle and the one ahead.
  • Tailgating: Driving too close to the car in front due to impatience can lead to a collision if the vehicle suddenly stops or slows down. Allow sufficient space for safe braking.
  • Debris: Greater speed means less time to spot and avoid obstacles. Reducing your speed allows you to safely manoeuvre around debris and other hazards.

Types of Motorway Collisions

Several types of severe motorway traffic accidents could occur:

  • Collisions while overtaking (often caused by undertaking)
  • Multi-car pile-ups
  • Tailgating accidents
  • Accidents involving heavy goods vehicles (HGVs), particularly if strong crosswinds topple the vehicle
  • Accidents resulting from ignoring roadwork signs
  • Incidents related to defective brake lights, indicators, and headlights

Zebra Crossing Accident Claims

Determining Responsibility in Zebra Crossing Accidents

In order to make a successful claim for a zebra crossing accident, it is crucial to establish the responsible party. This could be either the driver or the pedestrian. To avoid accidents, all road users should adhere to the rules relating to zebra crossings.

For drivers:

  • Slow down when approaching a zebra crossing and stop at the designated line to allow pedestrians to cross safely.
  • Do not park or overtake other vehicles on the zigzag lines near the crossing.

For pedestrians:

  • Remember that you only have the right of way once you’ve stepped onto the zebra crossing.
  • Avoid stepping onto the crossing if the oncoming traffic is too close to stop safely.
  • If there’s an island dividing two zebra crossings, treat them as separate crossings.
  • Do not attempt to cross the road on the zigzag lines leading up to the zebra crossing.

By following these guidelines, both drivers and pedestrians can significantly reduce the risk of accidents at zebra crossings.

Claims for Accidents Stemming from Road Markings

Determining Liability

Road markings serve to guide road users and ensure safe navigation. When these markings become unclear or are poorly maintained, accidents can occur. In such cases, the responsibility typically falls on the authorities tasked with maintaining the roads. They are expected to keep the road markings visible and free from confusion. Should they fail to fulfil this duty, they may be held accountable. Victims who have suffered property damage or vehicle damage due to accidents caused by neglected road markings might have a case for pursuing claims against the respective authorities.

Car Parking Accident Claims

Determining Responsibility

  • When a driver exits a parking space abruptly and collides with another vehicle, they are typically deemed responsible if their actions are proven negligent.
  • In car parks, drivers travelling along access lanes hold the right of way. Thus, if you exit a parking space and collide with a vehicle in the traffic lane, you are generally considered at fault.
  • In cases where liability is uncertain, your solicitor might request CCTV footage of the car park to clarify responsibility.

It is essential to have an accurate repair estimate for your vehicle following a parking accident to help with the potential claims process.

Damaged & Malfunctioning Bollard Accident Claims

Who holds responsibility in case of an accident due to a faulty bollard?

Legal obligations under the Occupiers’ Liability Act 1995 demand that the occupier of a property exercises a reasonable duty of care towards their visitors. This entails taking essential precautions to prevent injuries on their premises, including consistent maintenance checks to minimise accident risk and ensure the property is safe and free from defects.

If evidence substantiates the occupier’s negligence in maintaining a bollard which subsequently leads to an accident, they may be deemed liable. Nevertheless, if the injured party had a contributory role in causing the accident, they might not be qualified to file a claim.

Driving Lesson Accident Claims

The Legal Standing of Novice Drivers

Novice drivers are expected to uphold the same duty of care as experienced drivers. However, it is crucial for other motorists to exercise additional caution around these inexperienced drivers and increase their braking distance.

There are specific rules that learner drivers must adhere to:

  • The learner driver must be at least 17 years old.
  • They must possess a provisional licence. (To apply, the learner must first pass the driver theory test).
  • A qualified driver with a full, clean driver’s licence for at least two years must accompany the learner.
  • The learner must display “L” plates on the front and rear of the vehicle (“N” plates should be displayed for two years after passing the driving test).

Determining Responsibility in Accidents Involving Learner Drivers

  • The driving instructor might be held responsible for an accident if they did not provide clear guidance to the learner or failed to spot potential hazards.
  • If the driving school provided a defective vehicle, they could be found liable for the accident.
  • Another driver who acted carelessly (e.g. tailgating or attempting to overtake recklessly) might be held accountable for any resulting collisions.

Taxi Accident Claims

What to Do After a Taxi Accident:

  1. Seek medical attention: Ensure you receive necessary treatment for any injuries sustained.
  2. Gather information: Collect the involved party’s contact and insurance information, photographs of the scene, witness details, and any available security camera footage.
  3. Notify authorities: Report the incident to the Gardaí.
  4. Contact your insurance: Inform your insurance company about the accident.
  5. Consult a solicitor: Engage the services of an experienced solicitor to handle your taxi accident claim.

Bus Accident Claims

Claims by Bus Passengers

In bus accidents, passengers usually do not hold any responsibility. When claiming for injuries sustained as a passenger, one would typically file the claim against the bus company if the driver was at fault or against the driver of another vehicle involved in the accident if they were negligent.

Claims by Bus Drivers

For bus drivers involved in accidents, the process for filing a claim for injuries is similar to claims made in other road accidents. In addition to exchanging contact and insurance information with others involved, it is important to note down the date and time of the incident, as well as the bus company’s name, route number, and vehicle registration.

Bicycle Accident Claims

Strategies to Prevent Bicycle Accidents

Cyclists are particularly vulnerable in road traffic incidents. The primary source of bicycle accident claims tends to be drivers of cars and other vehicles. However, other factors such as falling off the bike, hitting a pothole or loose stones, or swerving to dodge an obstacle also contribute to bicycle accidents.

Should you experience a bicycle accident, it is crucial to consult with a solicitor promptly to ascertain your eligibility for a claim.

Avoiding Bicycle Accidents

In order to minimise the risk of severe injuries or fatalities that cyclists might experience in road traffic accidents, the following safety precautions should be adhered to:

  • Always wear a helmet
  • Ensure visibility by donning reflective clothing and equipping your bike with reflectors and lights, regardless of the time of day
  • Adhere to the rules of the road, paying close attention to traffic lights and rights of way
  • Maintain your bicycle in good condition
  • Exercise caution during wet, windy, or icy weather conditions

Pedestrian Accident Claims

Reasons for Pedestrian Accidents

Pedestrian accidents can occur in both urban and rural environments, with the most common cause being a vehicle colliding with the pedestrian and resulting in injuries.

Steps to Take After a Pedestrian Accident:

  • Seek medical assistance immediately.
  • Collect evidence for submitting a claim to the Personal Injuries Resolution Board.
  • Consult with a solicitor to help you pursue your claim.

Precautions to Prevent Pedestrian Accidents:

  • Wear high-visibility clothing (failure to do so may reduce potential compensation amounts).
  • Walk on the right-hand side of the road.
  • Exercise caution when crossing the road.
  • Maintain as much distance from the road as possible.
  • Try to avoid walking on narrow, winding roads with heavy traffic.

Motorcycle Accident Claims

Prevalence of Motorcycle Accidents in Ireland

Motorcycle accidents are particularly hazardous due to the exposed nature of motorcyclists. Lacking the protective barriers offered by cars, motorcyclists may experience serious injuries even in minor collisions. If you’re involved in a motorcycle accident that wasn’t your fault, it is crucial to consider pursuing a motorcycle accident claim.

In Ireland, motorcycles account for less than 2% of registered vehicles, yet motorcyclists represent 10% of road fatalities, as reported by the Road Safety Authority. According to OECD data, motorcyclists in Ireland are up to three times more likely to be killed than those in other European countries.

Due to the absence of a protective shell and the high speeds motorcycles can reach, they are inherently riskier compared to other forms of transportation. However, motorcyclists can take several steps to minimize their risk of accidents:

  • Regularly inspect their vehicle for damage, and monitor the condition of electrics, tyres, petrol, oil, and water
  • Utilise mirrors and stay alert on the road
  • Maintain a safe distance from other vehicles
  • Stay visible, using dipped headlights and wearing high-visibility clothing
  • Refrain from making sudden manoeuvres
  • Predict the actions of other road users
  • Be cautious in various weather, road, and traffic conditions
  • Abide by safe speed limits
  • Avoid driving under the influence of alcohol or drugs
  • Enrol in the RSA’s Approved Driver Instructor programme to enhance riding skills

By taking these precautions, motorcyclists can substantially reduce their risk of being involved in accidents and the likelihood of needing to pursue motorcycle accident claims.

Public Transport Accident Claims

In Case of a Public Transport Accident:

Ireland has seen an expansion in its public transport network in recent years, leading to an increase in accidents related to it. These accidents may vary and can include tripping or falling on a train or bus, injuries caused by a driver’s negligence, collisions with other vehicles, accidents involving a train or a bus, or injuries sustained while alighting due to improper positioning by the driver.

If you find yourself involved in a public transport accident, follow these steps:

  • Seek medical attention.
  • Gather as much evidence as possible, such as witness contact information and photographs, if relevant.
  • Retain any receipts for medical treatment and any other expenses incurred as a result of the accident.
  • Document any loss of earnings caused by the accident.
  • Consult an expert solicitor, who can assist you in preparing a case to submit to the Personal Injuries Assessment Board.

Following these guidelines can help you navigate the process of filing a public transport accident claim. With the appropriate precautions and assistance, you can ensure that your rights are protected and you receive the necessary compensation for your experience.

Luas Accident Claims

Determining Negligence

If you have been injured in an accident on the Dublin Luas system, you might be eligible for compensation if you can establish that the incident was a result of the driver’s negligence. Essential criteria for submitting a claim include:

  • The accident must have been caused by the driver’s negligence.
  • A breach of the duty of care must have contributed to your injury.
  • The accident could have been preventable.
  • You must have sought medical attention.

Obtaining Evidence

The extensive coverage of CCTV cameras on the Luas tram network offers the possibility of acquiring footage to support your case. While the recordings may not directly prove driver negligence, they can support your claim that the injury occurred on a Dublin tram.

Legally, you have the right to access any CCTV data featuring you. Your solicitor can help you obtain this information. Additionally, statements from eye-witnesses can provide crucial evidence to strengthen your claim, especially if you collected their contact details at the time of the incident.

It is vital to gather medical evidence when claiming injury compensation for a Luas accident. Your solicitor will ensure that your medical assessment form contains thorough details of your injury, which ultimately affects the compensation awarded by the Personal Injuries Resolution Board.

Passenger Accident Claims

Types of Passenger Accidents

Rear-end collisions are some of the most frequent incidents leading to passenger accidents. In these situations, passengers may experience injuries such as whiplash. Another common cause of passenger accidents is the negligent driving of the vehicle they are travelling in. It may be difficult to file a claim against a friend or relative, but it’s crucial to remember that the insurance company handles the claim and the driver won’t suffer significant loss.

Poorly maintained road conditions can also contribute to passenger accidents.

Steps to Take Following a Passenger Accident

  • Seek immediate medical attention to address any injuries and provide documentation for your claim.
  • Notify the Gardaí of the accident. If they don’t arrive at the scene, report the accident at your local Garda station as soon as possible.
  • Document the other driver’s contact information, insurance details, and car registration number.
  • Consult with an experienced personal injury solicitor to prepare your claim for the Personal Injuries Assessment Board.

Factors Affecting Your Passenger Accident Claim

The compensation you receive from a successful passenger accident claim depends on various factors, including your age, overall health, and injury severity. Additionally, the impact of the injury on your routine activities and hobbies will be taken into account. It is helpful to document these effects and share them with your solicitor as proof.

“Special damages” is a category of compensation that covers any financial losses incurred due to the injury. This may include loss of earnings and most medical expenses.

Frequently Asked Questions

Steps to Take After a Non-fault Car Accident

Immediately after a car accident in which you’re not at fault, follow these steps:

  1. Assess personal injuries and, if necessary, call emergency services.
  2. Move the vehicle to a safe location, if possible.
  3. Exchange details with the other driver, including name, address, contact information, vehicle registration, and insurance details.
  4. Take photographs of the accident scene, vehicle damage, and road conditions.
  5. Obtain witness contact details.
  6. Report the accident to the police, if necessary.
  7. Notify your insurance company and seek legal advice.

Average Compensation Calculation in Ireland

In Ireland, compensation for car accident claims is determined by considering various factors, including:

  • Severity of injuries sustained
  • Pain and suffering endured
  • Medical expenses incurred
  • Loss of income or reduced earning ability
  • Vehicle repair or replacement costs
  • Out-of-pocket expenses related to the accident

Time Limit for Filing Car Accident Damage Claims

In Ireland, the time limit for filing a claim for damage following a car accident is generally two years from the date of the accident. However, some exceptions may apply, and it’s essential to consult with a legal professional for specific advice.

Most Common Categories of Car Accidents

The frequently occurring categories of car accidents include:

  • Rear-end collisions
  • T-bone or side-impact collisions
  • Head-on collisions
  • Single-vehicle accidents (such as a car hitting a stationary object)
  • Rollover accidents
  • Low-speed collisions (e.g., in parking lots)

Primary Types of Injury Claims After Traffic Accidents

The main types of injury claims that can be pursued following a traffic accident include:

  • Whiplash or soft tissue injuries
  • Broken bones or fractures
  • Head or brain injuries
  • Spinal cord injuries
  • Psychological injuries (e.g., post-traumatic stress disorder)
  • Fatalities and wrongful death claims

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